Which statement describes a feature of D-SNPs?

• A. The monthly Part D premium is waived for all D-SNP members
• B. The Part D premium is higher than average
• C. The Part D premium is not related to income
• D. The monthly Part D premium is at or below the LIS benchmark to ensure members are not charged a premium for their Part D coverage

Answer: (B)

D-SNPs are Medicare Advantage plans that also include Part D drug coverage for people who are eligible for both Medicare and Medicaid. A distinguishing feature of these plans is how their Part D premiums tend to be set relative to other Part D plans. In practice, the Part D premium for D-SNPs is often higher than the average Part D premium because these plans provide additional coordination with Medicaid and broader benefits tailored to dual-eligible beneficiaries. This higher premium reflects the expanded services and support that come with integrated Medicare and Medicaid management.

The other statements don’t consistently describe what D-SNPs are or how their premiums work. Some plans don’t waive premiums for all members, income can influence premiums through subsidies and LIS, and while some members may qualify for subsidies that bring premiums down, it’s not guaranteed that all D-SNP premiums are at or below the LIS benchmark.