Which statement best describes eligibility to enroll in a standalone Prescription Drug Plan?

• A. Entitled to Part A and/or enrolled in Part B and lives in the service area.
• B. Only if you are enrolled in Part C.
• C. Only if you have Part D already.
• D. Entitled to Part A and Part B and lives outside the service area.

Answer: (A)

Standalone prescription drug plans are coverage that supplements Original Medicare. To enroll, you need Medicare eligibility in the sense of being entitled to Part A or enrolled in Part B, and you must live in the plan’s service area. That combination ensures you have the underlying coverage (Part A/B) and are within the geographic region the plan serves, which is why this description is the best fit.

The plan isn’t tied to Part C (Medicare Advantage), so you don’t need to be in a Part C plan to get a standalone PDP. You also don’t need to already have Part D before enrolling—the PDP provides the drug coverage, and Part D can be obtained through the PDP or another Medicare option. Finally, being outside the service area would disqualify you because PDPs are regionally offered.