Which statement about Extra Help is correct?

• A. Extra Help reduces monthly plan premiums and copayments
• B. Extra Help increases deductibles
• C. Extra Help eliminates all drug costs
• D. Extra Help only applies to those with no income

Answer: (A)

Extra Help lowers the cost burden of Medicare prescription drug coverage for people with limited income and resources. The statement that it reduces monthly plan premiums and copayments captures the most direct and consistent benefit of Extra Help, since many enrollees see lower monthly payments and smaller out-of-pocket costs for medications. It can also lessen other costs like deductibles in some cases, but it does not eliminate all drug costs. It isn’t limited to people with no income; eligibility is based on income and resources, with many qualifying at modest levels. So this description best reflects what Extra Help does.