Which giveaway is not permitted at an educational or marketing/sales event (assume nominal value if allowed)?

• A. A small branded notepad
• B. A pen
• C. General prepaid debit card or gift card or gift card unless previously approved by UnitedHealthcare
• D. A water bottle

Answer: (C)

The guiding idea is that promotional gives at education or marketing events should avoid items that could act like money or unduly influence choices. Low-cost, branded items such as a notepad, a pen, or a water bottle are typical, harmless promotional tools that carry nominal value and don’t resemble cash; they’re generally acceptable as part of outreach.

A prepaid debit card or a general gift card, on the other hand, is a cash equivalent. Without explicit prior approval, it could be seen as an inducement, which is why it isn’t permitted by default. It may be allowed only if UnitedHealthcare has given formal, advance approval.

So the only item not permitted without prior authorization is the prepaid debit or gift card, while the other small, branded items fit standard promotional guidelines.