What does the term service area refer to in Medicare Advantage plans?

• A. A physical facility's address only.
• B. The geographic region where the plan provides coverage.
• C. The entire country.
• D. The plan's network of providers.

Answer: (B)

The service area defines the geographic region where a Medicare Advantage plan has contracted to provide coverage and access to in‑network providers. It’s the area in which you can enroll in the plan and receive benefits, and it guides which doctors, hospitals, and services are covered under the plan. If you live outside that region, you typically can’t enroll in or rely on that plan’s coverage. This isn’t about a single facility address, nor the entire country, nor just the provider network—the service area is the overall geographic scope within which the plan operates and offers benefits.