What does the acronym PFFS stand for in the plan naming context?

• A. Public Free-For-Service
• B. Private Fee-For-Service
• C. Personalized Free-For-Service
• D. Prepaid Fee-For-Service

Answer: (B)

In plan naming, acronyms signal how care is arranged and paid. PFFS identifies a Private Fee-For-Service arrangement. It means the plan is offered by a private insurer rather than a government program, and payments to providers are made on a per-service basis rather than through a traditional network contract. This distinguishes it from models with fixed networks or government-run plans. The other options don’t align with standard Medicare Advantage naming conventions, which is why Private Fee-For-Service is the correct interpretation.