A consumer with only Part A and living in the plan's service area can enroll in which plan type to obtain Part D coverage?

• A. A standalone Part D plan.
• B. A Medicare Advantage plan with Part D.
• C. Original Medicare with Part D.
• D. A Part A only plan.

Answer: (A)

Part D coverage is obtained either through a standalone prescription drug plan that works with Original Medicare or through a Medicare Advantage plan that includes Part D. To be eligible for a Medicare Advantage plan, you must be enrolled in both Part A and Part B. Since this consumer has only Part A, they aren’t eligible for an MA plan that includes Part D. They can, however, enroll in a standalone Part D plan, which provides prescription drug coverage in conjunction with Original Medicare Part A (and Part B if later enrolled). A Part A only plan itself does not include Part D. So the best option to obtain Part D with Part A is a standalone Part D plan.